Coverage Options

Cannabis Business Insurance

Every policy a cannabis operation needs — in one place, from specialists who know the industry.

General Liability Insurance

General liability is the foundation of cannabis business coverage. It protects against third-party claims of injury or property damage arising from your operations, premises, and products.

  • Third-party bodily injury
  • Property damage liability
  • Products-completed operations
  • Personal & advertising injury
Full coverage details

Product Liability Insurance

Product liability covers claims that a cannabis or CBD product you cultivated, manufactured, or sold caused bodily injury or illness. It is one of the most important — and most required — coverages in the industry.

  • Consumer bodily injury & illness
  • Defective / contaminated product claims
  • Mislabeling & failure-to-warn
  • Legal defense costs
Full coverage details

Cannabis Crop & Cultivation Insurance

Cultivation insurance protects the heart of a grow operation — the plants themselves, the equipment that sustains them, and the facility. Living plant and finished-stock coverage is highly specialized.

  • Living plant coverage
  • Harvested & finished stock
  • Equipment breakdown
  • Grow facility & contents
Full coverage details

Commercial Property Insurance

Commercial property covers the physical assets of your cannabis operation — the building or tenant improvements, inventory, fixtures, and equipment — against fire, theft, and other covered perils.

  • Building & tenant improvements
  • Business personal property
  • Inventory & finished stock
  • Equipment & fixtures
Full coverage details

Commercial Auto Insurance

Commercial auto covers the vans, cars, and trucks your cannabis operation uses to deliver product, transport inventory between licensed sites, and run day-to-day business — personal auto policies exclude business use.

  • Auto liability
  • Collision coverage
  • Comprehensive
  • Hired & non-owned auto
Full coverage details

Workers Compensation Insurance

Workers comp is required from your first employee and provides medical and wage benefits to staff injured at work — from budtenders and trimmers to cultivation crews, drivers, and processing technicians.

  • Medical expense coverage
  • Lost wage replacement
  • Permanent disability benefits
  • Death benefits
Full coverage details

Cyber Liability Insurance

Cyber liability covers the costs of a data breach or cyberattack — notification, recovery, liability, and ransomware — protecting the sensitive customer, patient, and seed-to-sale data cannabis businesses collect.

  • Breach response & notification
  • Ransomware & cyber extortion
  • Business interruption
  • Network security liability
Full coverage details

Ready to Protect Your Cannabis Business?

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